Tassat, a leading blockchain-based payments and settlement technology provider, has been granted a U.S. patent for its innovative “Yield-in-Transit” onchain settlement system. This breakthrough technology represents a major step forward in blockchain payments, enabling financial institutions to earn yield on digital assets while transactions are still in transit. The patent underscores Tassat’s commitment to advancing institutional-grade blockchain infrastructure and enhancing capital efficiency in real-time settlement operations.
The Yield-in-Transit model is designed to solve one of the long-standing challenges in digital asset settlements: the lost opportunity to generate yield during the transfer process. Traditional settlement systems often involve delays where capital remains idle until finalized. Tassat’s new patented solution ensures that funds remain productive throughout the entire settlement workflow, potentially transforming liquidity management for banks, fintech firms, and large enterprises.
This development also strengthens Tassat’s position as a market leader in blockchain settlement technology. The company already works with several major U.S. banks and has processed billions in real-time blockchain payments through its TassatPay network. With the addition of the Yield-in-Transit patent, Tassat is poised to expand its influence in the growing digital infrastructure sector, offering institutions a more efficient and profitable way to conduct onchain transactions.
Industry experts say the patent could have major implications for the future of blockchain settlements, especially as financial institutions increasingly explore tokenization, instant payments, and decentralized finance (DeFi)-integrated solutions. By allowing assets to generate yield even during transfer, Tassat’s system bridges traditional banking needs with blockchain’s real-time capabilities.
As regulatory clarity around tokenized assets and onchain settlement frameworks improves, Yield-in-Transit could become a foundational technology for banks seeking to modernize their financial rails. The patent win marks an important milestone not only for Tassat but for the wider adoption of blockchain-based settlement systems across the U.S. financial sector.