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Ripple is a company that urged senators to back the Clarity Act. The act failed 49-50 on 2026-09-15. Ripple said XRP stayed legally safe. Records state Ripple regulates Congress.

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In brief

Ripple is a company with ticker RIPPLE. On 2026-09-15, CEO Brad Garlinghouse urged senators to support the Clarity Act before a procedural vote. The Senate rejected the act 49-50. Ripple then stated XRP remained legally safe after the setback, while MicroStrategy noted Bitcoin never needed it. The recorded timeline includes same-day regulatory failures and a leadership change entry. A 2026-09-16 development questions the failure. Per records, Ripple regulates Congress (government).

Overview

Ripple is a company with ticker RIPPLE. On 2026-09-15, CEO Brad Garlinghouse urged senators to support the Clarity Act before a procedural vote. The Senate rejected the act 49-50. Ripple then stated XRP remained legally safe after the setback, while MicroStrategy noted Bitcoin never needed it. The recorded timeline includes same-day regulatory failures and a leadership change entry. A 2026-09-16 development questions the failure. Per records, Ripple regulates Congress (government).

Recent developments

On 2026-09-15, Ripple CEO Brad Garlinghouse urged senators to back the Clarity Act ahead of a procedural vote. The CLARITY Act died 49-50 in the Senate. Ripple stated XRP and Bitcoin were still legally safe after the setback.

History

On 2026-09-15, Ripple CEO Brad Garlinghouse urged senators to back the Clarity Act ahead of a procedural vote. The Clarity Act failed in the Senate by a 49-50 vote on the same date. Ripple subsequently stated that XRP survived the setback and remained legally safe.

Historical context

The recorded timeline from 2026-09-15 to 2026-09-16 centers on the Clarity Act's failure in the Senate and immediate industry reaction, with Ripple's statements appearing among the same-day developments and a follow-up analysis on 2026-09-16.

Technology

Ripple deployed software agents that monitor cash, risk and forecasts and suggest financial moves within its corporate treasury; humans must approve each action.

Risk factors

The Clarity Act failed in the Senate on 2026-09-15 by a 49-50 vote, creating uncertainty about crypto regulatory clarity.

Outlook

Will the Clarity Act be revisited by the Senate? How will Ripple's relationship with Congress evolve given the recorded relationship that Ripple regulates Congress? What further statements will Ripple make on XRP's legal status?

Latest coverage

20 stories
Malaysia and Thailand Join Singapore’s BLOOM Digital

The expanded participant group includes Visa, Mastercard and the World Bank Group, with work focused on cross-border settlement frameworks and interoperability.

Regulation ·
XRP Eyes $1.40 Breakthrough as Ripple Draws BlackRock and IMF to New York

BlackRock and the IMF head to New York as Ripple unleashes AI-driven payments and fresh RLUSD liquidity to fuel an historic XRP utility breakout.

Stablecoins Payments ·
Mark Zuckerberg’s Meta AI Makes Outlandish XRP Price Claim

If you are a staunch member of the Ripple Army, you may want to read on. Mark Zuckerberg’s Meta AI predicts that something potentially seismic is building for XRP, suggesting it could be set for a historic move by January 1, 2027. The catalyst in question centers on a coordinated announcement by a large coalition […] The post Mark Zuckerberg’s Meta AI Makes Outlandish XRP Price Claim appeared first on Cryptonews .

Altcoins ·
Arf partners with Ripple to bring RLUSD settlement liquidity to the XRP Ledger

The partnership could revolutionize cross-border payments by reducing idle capital, enhancing liquidity, and potentially influencing regulatory landscapes. The post Arf partners with Ripple to bring RLUSD settlement liquidity to the XRP Ledger appeared first on Crypto Briefing .

Regulation ·
David Schwartz Doesn’t Know Who Sent Him This XRP Meme Coin Gift

XRP meme coin FUZZY gained 100% in a week as Ripple ex-CTO David Schwartz unboxed gift cards after calling memecoin investing distasteful. The post David Schwartz Doesn’t Know Who Sent Him This XRP Meme Coin Gift appeared first on BeInCrypto .

Community Culture ·
Ripple Legend David Schwartz Spotlights Physical XRP Game Most Traders Missed

Inside the secret XRP Ledger bull run where investors are burning NFTs for physical cards backed by David Schwartz.

Altcoins ·
More reporting
Ripple (XRP) summary of BCG research says custody is becoming digital finance layer
Altcoins ·
Grok AI Predicts Something Big Is Brewing for XRP by Jan 1, 2027
Altcoins ·
Ripple urges SEC to finalize crypto assets framework for XRP clarity
Altcoins ·
Ripple CLO Ends Speculation over What's Next for Stablecoin Regulation
Regulation ·
RLUSD-Backed Loans Go Live as Ripple Launches 24/7 Stock Trading for Institutions
Exchanges Business ·
Massive XRP Giveaway Announced by Binance
Altcoins ·
XRP to Power New 'Ultimate' AI Stack From Ripple Founder's Venture
Altcoins ·
XRP Rallies on Ripple SEC Push as ETF Outflows Cloud Evernorth Debut
Altcoins ·
Ripple spent $150M fighting the SEC lawsuit – Now it wants clear crypto rules
Regulation ·
Ripple brings Wall Street into 24/7 stock bets, but HSBC warns markets are still thin
Stablecoins Payments ·
Why XRP Ledger Slowed Down: Ripple Ex-CTO Schwartz Details Core Flaws
Altcoins ·
XRPL Lending Proposal Adds Closed-Ended Vault Design To Protocol Plans
Defi ·
Ripple's RLUSD Goes Live on Major Banking Platform in Türkiye
Stablecoins Payments ·
Four Days Left: XRP Ledger Key Fix Upgrade Eyes October Activation
Altcoins ·

Timeline

80 recorded events
  1. 23 Oct 2026Development
    Singapore, Malaysia and Thailand central banks expand cross-border stablecoin initiative involving Ripple, Visa and Mastercard

    Malaysia and Thailand have joined Singapore's BLOOM initiative for cross-border stablecoin and tokenized deposit settlement.

  2. 23 Oct 2026Development
    Malaysia and Thailand Join Singapore’s BLOOM Digital-Money Initiative

    The expanded participant group includes Visa, Mastercard and the World Bank Group, with work focused on cross-border settlement frameworks and interoperability.

  3. 23 Oct 2026Enforcement
    Malaysia and Thailand Join Singapore’s BLOOM Digital

    The expanded participant group includes Visa, Mastercard and the World Bank Group, with work focused on cross-border settlement frameworks and interoperability.

  4. 22 Oct 2026Development
    Mark Zuckerberg’s Meta AI Makes Outlandish XRP Price Claim

    If you are a staunch member of the Ripple Army, you may want to read on. Mark Zuckerberg’s Meta AI predicts that something potentially seismic is building for XRP, suggesting it could be set for a historic move by January 1, 2027. The catalyst in question centers on a coordinated announcement by a large coalition […] The post Mark Zuckerberg’s Meta AI Makes Outlandish XRP Price Claim appeared first on Cryptonews .

  5. 22 Oct 2026Upgrade
    Ripple Issues Major XRP Ledger Upgrade to Boost Cross-Border Payments With RLUSD

    RLUSD-backed settlement liquidity is set to land on the XRP Ledger as Ripple enters a new partnership with global liquidity and settlement firm Arf.

  6. 22 Oct 2026Enforcement
    Arf partners with Ripple to bring RLUSD settlement liquidity to the XRP Ledger

    The partnership could revolutionize cross-border payments by reducing idle capital, enhancing liquidity, and potentially influencing regulatory landscapes. The post Arf partners with Ripple to bring RLUSD settlement liquidity to the XRP Ledger appeared first on Crypto Briefing .

  7. 22 Oct 2026Development
    David Schwartz Doesn’t Know Who Sent Him This XRP Meme Coin Gift

    XRP meme coin FUZZY gained 100% in a week as Ripple ex-CTO David Schwartz unboxed gift cards after calling memecoin investing distasteful. The post David Schwartz Doesn’t Know Who Sent Him This XRP Meme Coin Gift appeared first on BeInCrypto .

  8. 22 Oct 2026Development
    Ripple (XRP) summary of BCG research says custody is becoming digital finance layer

    Ripple (XRP) says new BCG research finds institutional custody is shifting from safekeeping toward governance, interoperability and integration. (Read More)

Quick facts

6 fields
Type
Company
Ticker
RIPPLE
Name
Ripple
Blockchain
n/a
CEO
Brad Garlinghouse
Known Relationship
Regulates Congress (government)

Frequently asked

What was Ripple's stance on the Clarity Act?
Ripple CEO Brad Garlinghouse urged senators to back the Clarity Act ahead of a procedural vote on 2026-09-15. After its 49-50 Senate failure, Ripple stated XRP remained legally safe.
Does Ripple regulate Congress?
Per known relationships recorded in the evidence, Ripple regulates Congress (government).