Reports have disclosed that the program is being tested within Visa Direct — the company’s money-movement service that already reaches over 195 countries and territories.
According to Visa’s own research cited with the pilot, 57% of digital creators put “instant access” among their top reasons for choosing certain payout methods.
Visa also noted that Visa Direct processes billions of transactions annually and that broader availability could follow in the second half of 2026 after client onboarding and regulatory checks.
Wallet setup and user knowledge remain barriers. Many recipients do not hold compatible wallets or are unsure how to manage stablecoins, custody keys, and conversions.
Platforms must also decide who bears conversion fees and how to present the choice to payees. Integration work is required on the business side to securely convert fiat to USDC and to manage on-chain settlement, without introducing unnecessary risk to customers.
Featured image from Unsplash, chart from TradingView
