Over half of the 25 largest US banks are now weighing or rolling out crypto-related products.
The snapshot shows multiple firms moving from “not yet” to “exploring,” “announced,” or restricted access for high-net-worth clients, indicating that digital asset offerings are steadily entering mainstream wealth and capital-markets pipelines.
Taken together, these developments align with River’s chart, indicating that many top banks are not opening the floodgates. Still, they are preparing channels, such as ETF access, restricted trading for wealth clients, third-party integrations, custody mandates, and tokenization pilots.
Access remains uneven and often limited to high-net-worth or advisory clients, yet the direction of travel is clear.
The largest US banks are shifting their focus from monitoring crypto to operational planning and selective rollouts, with recent initiatives serving as proof points that a broader product set is coming into focus.
